Finances : Personal Finance
Personal debt, the demon in the room - Apr 12, 2013 - 8:55:52 PM
When you go to your medical doctor, you probably feel compelled to tell your physician what is bothering you.  Unfortunately, this may not be the case when it comes to your personal finances.  Debt is usually the culprit.  If it is not carefully managed, it can wreck your life. 

Finances : Personal Finance
Breaking down dating today! - Apr 11, 2013 - 12:32:17 PM
Let us face it; if you are not married, then you are probably dating.  For many people, finding the right person to spend the rest of their life with is of great importance.  While the divorce rate in the United States remains quite high, this fact has not deterred many people from searching for true love.

Finances : Personal Finance
Roots on BET - Dec 27, 2012 - 10:42:32 PM
I have not watched Roots in years. I am very happy BET showed the miniseries, in this holiday season, developed from the writings of the late Alex Haley. These stories of freedom are a Christmas story that should not be forgotten, for they must continue to inspire our youth to never give up and provide them with the context for understanding why their education is not just for their personal benefit.

Finances : Personal Finance
Beating the S& P 500 results - Jul 1, 2012 - 3:20:08 PM
On May 14, 2012, I embarked on a 30 day investment journey, which ended on June 25, 2012. The purpose of this journey was to prove how difficult it is for investors to beat the S & P 500. To test this theory, I created a hypothetical portfolio of 7 U.S. stocks covering various sectors of the economy.

Finances : Personal Finance
The difference between making money and having money! - Jun 20, 2012 - 5:10:44 PM
In our society, many of us are motivated by our salary level. So, as we move up the corporate ladder, we expect to earn a larger salary for our increased responsibilities. The additional increase in salary means that we can enjoy a higher standard of living, provided that our new tax liability is not greater than our salary increase.

Finances : Personal Finance
Beware of romantic online predators! - Jun 16, 2012 - 3:34:24 PM

The internet is a great tool for both research and communication, but it can also be a place where you can become a victim. In the last decade, online dating has become the new bar scene because the average worker is now working longer hours.

Finances : Personal Finance
Update on beating the S & P 500 experiment - Jun 6, 2012 - 4:35:46 PM

We are now in the home stretch. So far, sixteen days of the challenge have been completed. I cannot claim that my hypothetical portfolio is performing significantly better than the S & P 500. If I were to add trading commissions to my portfolio, I suspect the return of my portfolio and the S & P 500 index would be in a dead heat.

Finances : Personal Finance
Beating the S & P 500 experiment portfolio - May 13, 2012 - 7:48:03 PM

I have created the hypothetical portfolio. I used some optimization tools in Excel to create this portfolio. I made sure that not one of the stocks is more than 20% of the portfolio. I did not use any technical analysis this time, so I will save the technical analysis for another project.

Finances : Personal Finance
The securities selected for beating the S & P 500 experiment - May 8, 2012 - 6:10:51 PM
I have selected the stocks for my upcoming experiment. Previously, I forgot to mention that there will be no short positions in this fictitious portfolio, and there will be seven stocks. I believe that seven stocks is a good number for this unique experiment.

Finances : Personal Finance
Intro to beating the S & P 500 experiment - May 4, 2012 - 9:02:23 AM
This past semester, I learned an important lesson. It is tough to beat the market. I tracked the performance of my portfolio against the holy grail of U.S. stock benchmarks. While I did not exceed expectations, there is no reason to give up.