Finances : Annuity
Why the Fixed Annuity is Popular in a Bad Economy? - Jan 24, 2009 - 10:11:56 PM

During periods of economic decline, people are often inclined to seek safer investments. A fixed annuity is still considered to be a conservative investment; therefore, many older investors are now choosing this investment vehicle, instead of mutual funds or variable annuities.

Finances : Annuity
A Basic Understanding of the Annuity - Jun 8, 2008 - 9:47:43 PM

Quite often, we see the word “annuity,” but what is it? In simplest terms, an annuity is a savings vehicle that can be used to supply a lifetime income in the future.

Finances : Annuity
Fixed Annuity Payouts Without Annuitization - Feb 4, 2008 - 11:14:33 AM

Besides taking a full surrender of your fixed annuity contact, there are a few other options to consider if you desire to have your annuity paid out over a period of time. In some cases, fixed annuity owners may not desire to annuitize their annuity. Therefore, it is important for owners of annuities to understand other options that may be available to them.

Finances : Annuity
Disadvantages of Non-Qualified Annuities - Jan 27, 2008 - 5:25:14 AM

While most financial professionals tout the value of insurance or financial products, you should equally weigh the disadvantages of such a product, including non-qualified annuities. Yes, non-qualified annuities can be used as retirement vehicles and provide a lifetime income if you annuitize an annuity, at sometime in the future; however, there are important tax and liquidity issues that can arise from purchasing such an annuity.

Finances : Annuity
Annuity Resources - Jun 26, 2007 - 4:01:13 PM
Annuity Resources - Annuity related sites including annuity quotes, annuity articles, and more.

Finances : Annuity
Free Annuity Quotes - Jun 8, 2007 - 3:23:27 PM
Get a Free Quote and Insiders Guide To Annuities Click Here

Finances : Annuity
Free Annuities Quotes - May 10, 2007 - 6:04:32 PM

If you are thinking about planning for retirement or earning a return on your investment, consider annuities. With annuities, you can receive regular income from your invested money. You can choose to start earning now, or after retirement and you can invest as much as you want, unlike IRAs (Individual Retirement Arrangements), which limit the amount that you can contribute annually.

Finances : Annuity
The Variable Annuity As a Death Benefit - May 10, 2007 - 5:30:37 PM
Many people do not see the variable annuity or any other annuity as a good retirement investment. On the other hand, when used as a death benefit, the variable annuity appears more attractive.

Finances : Annuity
Equity Indexed Annuity - May 10, 2007 - 4:47:56 PM
The equity indexed annuity is unlike any financial product in the marketplace. It is a fixed product with a greater potential for return than a fixed annuity. The risk of losing your money due to market loss does not exist with a fixed equity indexed annuity.

Finances : Annuity
Annuity versus the CD - May 9, 2007 - 3:37:29 AM
An annuity is quite different from a CD. While both the CD and annuity can be used for retirement planning, let us look at their differences.

Finances : Annuity
The Annuity: Providing a Lifetime Income - May 4, 2007 - 8:19:15 PM
The annuity is a retirement vehicle. By its very nature, an annuity is a sum of money given to an insurance company that will provide a lifetime income sometime in the future.

Finances : Annuity
Why The Variable Annuity Is Losing Ground With Young Investors! - May 4, 2007 - 3:32:00 AM
Not long ago, those with less than a $1000.00 had few investment options. Young people without adequate savings were stuck with the variable annuity or CD, outside of their company sponsored retirement plan, in order to attempt to earn a rate of return greater than their individual bank account.

Finances : Annuity
Annuity Basics - May 2, 2007 - 8:36:40 PM
According to Ernest & Young Tax Guide, "an Annuity is a contract you invest in and receive a promise from the insurance company to pay a series of payments for a fixed number of years or over a lifetime."

Finances : Annuity
The Variable Annuity and Retirement Planning - Dec 10, 2006 - 12:27:47 PM

Over the years, there has been much debate on why an annuity should not be used for retirement planning. However, we will save that debate for another day. The annuity got its first big break in the retirement business when TIAA-CREF introduced the variable plan in 1952.