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Last Updated: Jan 17, 2010 - 5:05:40 AM |
Welcome to the Credit Site
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Read articles about credit products
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Apply online for Credit Cars, Prepaid Cards, and other Credit Related Products or Services
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Submit your own articles about your credit experiences to: president@financial-shopper-network.com. Please include "Credit Article" in the "Subject" heading. And you will retain 100% of your original works.
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Finances :
Credit
Reasons to Keep Your Credit Clean! - Mar 19, 2008 - 5:12:31 PM
There is more to life than worrying about the size of your paycheck. In some cases, your credit score might have a bigger influence on your salary than your ability to do a job. By effectively managing your credit, you can get better loan rates, whether it be for a new home or automobile, and ensure that you are not turned down for a job position because of your credit score.
Finances :
Credit
How Excess Use of Credit Can Be Bad? - Feb 29, 2008 - 3:00:30 AM
In life, some mistakes can be easily fixed. However, this may not be the case if you damage your credit. Therefore, you should be careful when applying for credit, including credit cards and other loans (personal or mortgage), and do not abuse the privilege.
Finances :
Credit
Credit Cards and College Students - Feb 23, 2008 - 5:12:50 AM
If you walk on the average college campus or university, at the beginning of the fall semester, as a college student, you will be presented with many credit card offers. Some institutions allow representatives from various credit card companies to be present on campus, while others grant permission for these companies to solicit in packets of information given to the students.
Finances :
Credit
Why Wage Garnishment is Embarrassing? - Jan 23, 2008 - 4:03:53 PM
If you receive a letter concerning wage garnishment, you might have the urge to panic. A creditor will be deducting money from your work paycheck, until the debt is settled. Quite possibly, you ignored the debt and hoped that it would go away but it didn’t.
Finances :
Credit
A Lesson in Paying Your Credit Card Bill on Time! - Nov 30, 2007 - 3:36:37 AM
It is a good idea to never miss or be late on a credit card payment. Most credit card issuers will impose a late fee if they do not receive your money by the due date. The cost of your delinquency is usually printed on the reverse side of your written bill.
Finances :
Credit
Credit Unions: The Cheaper Alternative? - May 29, 2007 - 7:34:34 AM
With rising interest rates and an ever increasing cost of living, credit
unions may offer a more attractive means of raising revenue than banks
or credit cards. And all you need to do is become a member! Surely it
can’t be that easy.
Finances :
Credit
Top 10 Questions about Car Loans - May 29, 2007 - 7:23:16 AM
Are you buying a car? Whether it’s new, or just new to you, a car is one of the major purchases in your life. And you need to know what you’re doing. There are too many people out there looking for car loans without enough knowledge of the process.
Finances :
Credit
The History of Car Loans – Borrowing from the Past - May 29, 2007 - 7:08:08 AM
Are you buying a vehicle? Are you thinking of getting a car loan? As you do your research and collect all the information you need to make an informed decision, you’re probably not likely to sit back and say to yourself, "Hmm, I wonder where car loans came from." Not likely, right?
Finances :
Credit
How Car Loans Work – Buying into the Plan - May 29, 2007 - 7:02:08 AM
Are you in the process of buying a car? Are you nervous about financing? If you don’t know your way around the world of automobile financing, you have every reason to be nervous. There’s so much to know! And how do you know you’re getting the best deal if you don’t understand the terms?
Finances :
Credit
A Glossary of Student Loan Terms and Definitions – The Loan Education - May 29, 2007 - 6:17:46 AM
Are you a student, relying on student loans to get you through college or university? Or are you just applying for a student loan, looking forward to a higher education? The process of applying for any loan, let alone a student loan, can be confusing if you don’t understand the terms that are fired at you.
Finances :
Credit
Top 10 Questions about Home Mortgages - May 29, 2007 - 6:11:19 AM
So you’re ready to buy your first home. Or are you moving to a bigger house? Or are the children gone and you’re moving to a smaller house or a condo? When it comes to home mortgages, there’s a whole lot to know, especially if you’re a first-time buyer.
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