Wisconsin Residents: Disability Insurance Quotes

Wisconsin Residents: Disability Insurance Resource

Disability Insurance Free Quote  (To Qualify: healthy, not disabled, make $18,000 per year or more. Insiders Guide)

Reasons for Disability Insurance:

• Protect your salary from an unforeseen illness or injury
• Provides an income for illness or injury that arises outside of the workplace
• Many polices pay for physical and job training so that you can return to earning a living

Disability Insurance Terms and Definition:

• Own occupation: unable to perform the substantial duties of your current job
• Any occupation: unable to perform the substantial duties of a job that you have been trained for through education, training, or experience
• Presumptive disability: full disability due to total and permanent blindness, loss of limbs, or the lost of speech or hearing
• Short-term disability insurance: a policy with a maximum benefit period of less than a year (e.g. 13, 26, or 52 weeks)
• Long-term disability insurance: a policy with a maximum benefit period of more than a year