Prepare for your future and protect your loved ones. If you were suddenly unable to work due to an accident what would you do? If you are healthy, currently not disabled, make $18,000 per year or more, you may qualify for disability insurance. To Request a Free Quote and Insiders Guide to Disability Insurance Click Here.

Reasons for Disability Insurance:

• Protect your salary from an unforeseen illness or injury that arises outside of the workplace
• Many disability insurance polices pay for physical therapy and job training.

Disability Insurance Terms and Definition:

• Own occupation: You are unable to perform the substantial duties of your current job
• Any occupation: You are unable to perform the substantial duties of a job that you have been trained for through education, training, or experience
• Short-term disability insurance: A disability insurance policy with a maximum benefit period of less than a year (e.g. 13, 26, or 52 weeks)
• Long-term disability insurance: A disability insurance policy with a maximum benefit period of more than a year.

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