Insurance
Free Online Insurance Quotes: What does it Mean?
By Jason Cunningham
Jan 21, 2009 - 3:24:25 PM

If you have been online, you probably have seen several ads for free insurance quotes. These free insurance quotes ads are sometimes text links, which are words contained within the link in order to entice you to click on the link. Otherwise, you are likely to see image ads for free insurance quotes. These image ads may contain words and a happy person to inspire would be insurance prospects to click on the link. Now, what is behind these links may surprise you. However, you will find an actual insurance quotes search engine, or you will be prompted to fill out an online form, which gives you an automatic response stating that several insurance agents will be contacting you about free insurance quotes. Does this sound familiar? If not, do not worry.

Why are Online Insurance Quotes Popular?

Have you ever wondered why there are so many online links that pertain to free insurance quotes? The answer is quite simple. People enjoy looking for cheaper insurance, especially when it comes to term life insurance or property and casualty insurance, which includes auto and home insurance. Millions of people each month look up various search terms that involve the following words: free insurance quotes, insurance quotes, online insurance quotes, etc.

If people are not looking for cheaper insurance, then they are probably first time shoppers for various insurance products, such as disability insurance or long term care insurance. These individuals choose online insurance quotes because they spend a considerable amount of time on the internet; they may even get their financial and insurance information from various sources on the World Wide Web.

Dissecting the Two Types of Insurance Quotes

The insurance quotes search engine is probably the more popular of the two types of free insurance quotes available online. In general, you will find an insurance quotes search engine at the company website of the issuer (e.g., Progressive Auto Insurance) or an approved insurance agent’s website equipped with a insurance quotes search engine. Using the insurance quotes search engine, you can see how much insurance would cost for different scenarios. Unfortunately, the insurance quotes that are provided may be more or less than your actual price of insurance. Nevertheless, there is no pressure from an insurance agent to sway your decision, unless you call the insurance company, directly.

If you are not presented with an insurance quotes search engine, then you will be asked to fill out a request form for insurance quotes. This form normally takes a few minutes to complete. It will ask you for the type of insurance coverage that you desire, your name, telephone number, and the best time to reach you. There will also be verbiage explaining to you that local insurance agents will be contacting you shortly with free insurance quotes. In most cases, only two or three insurance agents, at most, will contact you.

Congratulations! You now are an expert at understanding the meaning of free insurance quotes.

Life Insurance Quotes

Free Life Insurance Quotes  - Get quotes whether you are looking for new coverage or just comparing prices!