Finances : Insurance
Should you Purchase Life Insurance on Young Children? - Apr 6, 2011 - 5:12:31 PM

Many financial planners are divided about the issue of purchasing individual life insurance policies on young children.  In some cases, this may not be a good purchase by parents or guardians, but there are exceptions to every rule.

Finances : Insurance
Why Term Life Insurance is Important? - Dec 23, 2010 - 3:28:18 AM

Everyone cannot afford to cover his or her life insurance needs with a permanent life insurance policy.  Believe it or not; some individuals do not have a need for permanent life insurance; instead, these individuals require life insurance for a short period of time.  When people are under the age of 65, needing life insurance for ten years or fewer, it is common for these individuals to purchase term life insurance.

Finances : Insurance
Thinking about Life Insurance! - Dec 23, 2010 - 3:28:16 AM

Depending on who you ask, some people may have varying opinions about the importance of life insurance.  In many cases, life insurance is used to bury someone or to provide income to a surviving spouse.

Finances : Insurance
Understanding the Long Term Care Waiver of Premium - Dec 12, 2009 - 7:45:25 AM

Depending on your long term care insurance policy, it may contain the waiver of premium provision. When a policyholder qualifies for waiver benefits, he or she is usually not required to pay premiums as long as certain policy requirements are met.

Finances : Insurance
Do Not Drop Your Life Insurance Because of the Economy? - Nov 23, 2009 - 7:53:58 PM
At present, many people are trying to save more money. However, after they reduce their grocery bills and their expensive Friday nights on the town, what else can they eliminate from their budgets?

Finances : Insurance
Understanding the Value of Long-Term Care Insurance - May 6, 2009 - 8:40:06 PM

In American, some people do not understand the importance of long term care insurance. Yet, long term care is among the highest health care cost in our country. As the human life expectancy continues to rise, we can expect more individuals to require long term care.

Finances : Insurance
The New Insurance Agent of the Millennium! - May 5, 2009 - 3:46:04 AM

Twenty years ago, it was not uncommon for an insurance agent to sell only insurance. Today, many insurance agents are more than insurance salespeople. Therefore, do not be surprised to find an insurance agent that discusses banking, investments, and insurance with you. Times have changed!

Finances : Insurance
Why We Need Insurance Education in High School? - Apr 21, 2009 - 4:48:01 PM

When human tragedies occur, people often rely on insurance companies to pay claims. Unfortunately, there is a lack of insurance literacy among many Americans, and some insurance agents would be included in this group.

Finances : Insurance
Unreasonable Excuses for not Buying Life Insurance - Apr 4, 2009 - 3:28:03 AM
In the event of their untimely demise, some individuals possess enough money to support their families without buying life insurance. Unfortunately, many people cannot afford not to buy life insurance if they desire to replace their loss of income because of an early demise. However, some people avoid buying life insurance, even if they need additional life insurance to protect their families.

Finances : Insurance
Why Insurance is not Gambling? - Mar 26, 2009 - 8:31:18 PM

Unfortunately, some of these individuals may also believe that buying insurance is the equivalent of gambling.  For those who own insurance products, are we really gambling when we purchase insurance?