Finances : Insurance
Understanding the Long Term Care Waiver of Premium - Dec 12, 2009 - 7:45:25 AM

Depending on your long term care insurance policy, it may contain the waiver of premium provision. When a policyholder qualifies for waiver benefits, he or she is usually not required to pay premiums as long as certain policy requirements are met.

Finances : Insurance
Do Not Drop Your Life Insurance Because of the Economy? - Nov 23, 2009 - 7:53:58 PM
At present, many people are trying to save more money. However, after they reduce their grocery bills and their expensive Friday nights on the town, what else can they eliminate from their budgets?

Finances : Insurance
Understanding the Value of Long-Term Care Insurance - May 6, 2009 - 8:40:06 PM

In American, some people do not understand the importance of long term care insurance. Yet, long term care is among the highest health care cost in our country. As the human life expectancy continues to rise, we can expect more individuals to require long term care.

Finances : Insurance
The New Insurance Agent of the Millennium! - May 5, 2009 - 3:46:04 AM

Twenty years ago, it was not uncommon for an insurance agent to sell only insurance. Today, many insurance agents are more than insurance salespeople. Therefore, do not be surprised to find an insurance agent that discusses banking, investments, and insurance with you. Times have changed!

Finances : Insurance
Why We Need Insurance Education in High School? - Apr 21, 2009 - 4:48:01 PM

When human tragedies occur, people often rely on insurance companies to pay claims. Unfortunately, there is a lack of insurance literacy among many Americans, and some insurance agents would be included in this group.

Finances : Insurance
Unreasonable Excuses for not Buying Life Insurance - Apr 4, 2009 - 3:28:03 AM
In the event of their untimely demise, some individuals possess enough money to support their families without buying life insurance. Unfortunately, many people cannot afford not to buy life insurance if they desire to replace their loss of income because of an early demise. However, some people avoid buying life insurance, even if they need additional life insurance to protect their families.

Finances : Insurance
Why Insurance is not Gambling? - Mar 26, 2009 - 8:31:18 PM

Unfortunately, some of these individuals may also believe that buying insurance is the equivalent of gambling.  For those who own insurance products, are we really gambling when we purchase insurance?

Finances : Insurance
Insurance: Understanding the Basics of Insurable Interest - Mar 23, 2009 - 6:25:58 PM
In order to have a valid insurance contract, the owner of the insurance policy must have an insurable interest in the life of the insured. By definition, you automatically have an insurable interest in your own life because you are financially responsible for you.

Finances : Insurance
Do Not Drop Your Life Insurance Because of the Economy! - Feb 5, 2009 - 4:30:48 PM

People are not going to eliminate soap and deodorant from their budget, for individuals use soap and deodorant on a daily basis. However, they will drop their life insurance policies.

Finances : Insurance
Why Buy Term Insurance Now? - Jan 22, 2009 - 7:28:58 PM

People make excuses for not purchasing life insurance. And yes, maybe your finances do not allow you to afford a $250,000 universal life insurance policy, even if you are 30 years old. However, a term life insurance policy probably will fit into your budget.