At one time, I was an everyday insurance agent. Even when at dinner, I was still looking for insurance prospects. Eventually, I realized that this was not the life for me. However, I was in the insurance business long enough to tell a good story.
What makes insurance sales so hard? For one, you have to constantly see new people or find new prospects for insurance. You are sometimes convincing total strangers to give you and your company money that could range from $30 to $5000 a month. Moreover, it is definitely a job where you cannot set on your laurels. In business, some deals fall through for a variety of reasons. The insurance business is no different. Therefore you should not get to gleeful after you close a big insurance sale.
You need to have at least $5,000 in your pocket before starting full time as an insurance agent. It's my own personal opinion, but you can go broke waiting on insurance sales to close or go through underwriting. If you realize that the insurance business is not for you, get out prior to filing for bankruptcy. Most people will never tell you these things. However, I have been through the fire.
While insurance sales can offer you a lucrative sales opportunity, it is not glamorous as it is portrayed on TV. Be prepared for anything when selling insurance. Make sure you have plenty of people to see before signing that job contract.
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