Jobs
When You Should Leave the Insurance Business?
By Jason Cunningham
Jan 21, 2008 - 10:30:32 AM

Being an office insurance agent is not for everyone. Even if you have enough money to continue in the business, it can be a waste of time if your heart is no longer in it. There are certain signs that may be present for you to come to the conclusion that being an insurance agent is no longer a viable career for you.

If you give up on your target markets, it will be almost impossible to survive in the insurance industry. By marketing your insurance services to anyone with a pulse, you can waste a lot of time and energy on people who do not need your insurance products or cannot afford the premiums. Your sales results might suffer. This can be a depressing situation. What can you do?

On the other hand, what if you discover that you hate the sales process? You might dread going to work, making appointments with insurance prospects and your weekly meeting with your sales manager. When you make an insurance sale, you cannot believe that the person agreed to buy something from you. In some cases, you might attempt to talk the person out of the sale but unintentionally.

As an adult, you do not want to be labeled as a quitter, and your ego can be damaged if others see your dismal insurance sales results. Why would you quit under these circumstances? Unfortunately, sometimes people stay in a job position that is not a good fit for their personality or does not bring them the type of financial income that is desired. The job of an insurance agent is no different. Since it is a sales position, you can make a lot of money or not enough to pay your monthly obligations, including your bills or groceries.

If you have doubts about being an insurance agent, you probably should talk to your sales manager and spouse. It might be a good decision to leave the profession. Otherwise, you might one day be subject to wage garnishment and pay astronomical rates for a loan, whether it be for a credit card, car or mortgage loan.