Finances : Retirement
Fee Based Financial Planners vs. Commission Based Financial Planners! - Feb 17, 2008 - 3:01:35 PM

When deciding on choosing a financial planner, you should understand the difference between fee based financial planners versus commission based financial planners. By definition, a fee based financial planner charges fees for their advice about financial products and creating a financial plan, which may address estate planning issues. Unlike fee based financial planners, commission based financial planners earns a living from the financial products that you buy.

Finances : Retirement
Why Taking a 401K Loan Can Be Advantageous? - Jan 29, 2008 - 3:50:15 AM

If you cannot get approved for a home loan or personal loan, you might consider a loan from your 401K. While many financial planners may be against the idea of a 401K loan, it may make sense in some instances.

Finances : Retirement
Buy An Annuity and Do Not Outlive Your Money! - Jan 23, 2008 - 7:12:43 PM

When you give an insurance company money for an annuity, you probably expect the insurer to pay an income stream in the future. Depending on whether the annuity that you choose is a deferred or immediate annuity, the annuity payments may start sooner rather than later. If you desire a lifetime income, then you will consider annuitizing the annuity, in order to accomplish this goal.

Finances : Retirement
Why You Should Contribute to Your 401K? - Nov 30, 2007 - 7:47:15 PM

Before you leave your home or office, you should evaluate how you are saving for your retirement. This is the period of time when most people expect to earn less money than their working years. Therefore, most people use a variety of financial instruments including CDs, annuities, stocks, and mutual funds to fund their future retirement. Still, the most popular workplace retirement plan is the 401K.

Finances : Retirement
401K Rollover - May 10, 2007 - 5:43:14 PM
Looking to rollover your existing 401K retirement plan? Request a free quote and guide today and see just how quickly and easily you can rollover your 401K.

Finances : Retirement
The Variable Annuity versus The Mutual Fund - May 8, 2007 - 4:16:37 AM
Many financial and investment articles compare the features of the fixed annuity to a mutual fund. On the other hand, the variable annuity experiences market risk just as a mutual fund; therefore, this provides us with a fairer comparison.

Finances : Retirement
Solo 401K - May 1, 2007 - 5:28:25 PM
The Solo 401K is a retirement plan for a business that has only two employees, the owner and his or her spouse. If you plan to hire more employees, you might be wise not to consider the Solo 401K. Otherwise, the Solo 401K can provide an owner and spouse a generous saving vehicle for retirement.

Finances : Retirement
The 401K and Your Employer's Obligation - May 1, 2007 - 3:25:28 PM
Upon implementing a 401K plan, an employer has several obligations. It is necessary to be aware of these responsibilities; otherwise, a company could be fined or subject to possible lawsuits.

Finances : Retirement
I am about to Retire; What is next for my 401K? - Apr 30, 2007 - 6:43:21 PM

When you retire, you will need to make some decisions concerning your 401K. You might wish to open up a IRA rollover or just leave it with your current employer. On the other hand, some individuals cash in their 401K plan.

Finances : Retirement
My New 401K Plan - Apr 10, 2007 - 3:38:53 AM
You have just opened your new 401K packet. You find inside the package a prospectus that list all of the funds choices, a handbook explaining your 401K benefits, and three or four pages of stapled papers that must be signed and returned.