Employers now more than ever, check your credit. Many employees believe this practice is not fair. Yet employers have their reasons for protecting this right.

Do you have bad or questionable credit? If so, you may have a rude awaking. You could receive a rejection letter because of things outstanding on your credit. The bankruptcy you filed three years ago, could come back to haunt you.

Employers argue that checking credit can be another resource to consider, when making a hiring decision. It is not the main criteria, but one of many variables used to find the right staff. Checking credit can lead an employer to believe, that a person is living above their means. To employers, this person may not be as stable, because they do not pay their bills or do not mind being late on payments.

Potential employees believe this is an invasion of their privacy. The employer can run a background check, but my credit is personal. Also, enough soft inquiries of one's credit, can take valuable points, away on your credit score. If a person is attempting to get a mortgage or auto loan, they may have to pay more money because of the points erased from their credit.

There seems to be no solution for checking credit scores. Employers will continue to use them, until the laws change. Employees have no say, concerning the ordering of credit reports by potential employers. Hopefully in the future, a resolution may exist between both sides.

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